We architect AI-powered systems for NBFCs and fintech companies — from lead origination to collections, with APIs that integrate cleanly and perform reliably at scale.
From strategy to production deployment, we deliver the full stack — consulting, architecture, AI integration and API infrastructure.
Custom AI models for credit scoring, fraud detection, document processing and customer intelligence — built on your data, deployed in your infrastructure.
Regulatory compliance, product strategy, technology selection and operational design for NBFCs at every stage — from RBI registration to scale.
Verification, KYC, bureau pull, payment and payout APIs — we design, build and integrate the plumbing that makes lending operations run without friction.
End-to-end LOS and LMS platforms — origination, underwriting, disbursement, repayment schedules and portfolio reporting, built for your lending product.
Customer-facing apps and internal portals — Flutter mobile, React web — built with UX that converts and architecture that scales.
Intelligent collections workflows, automated reminders, legal notice generation and recovery analytics — reduce NPA with systematic, compliant processes.
We build and consult across every stage of the NBFC lending workflow — from the first lead to final closure.
Multi-channel lead capture, scoring, allocation and nurturing. Track conversion at every stage with real-time dashboards.
Digital application flows, document collection, bureau integration, underwriting rules engine and credit decisioning — fully configurable.
Post-disbursement lifecycle — EMI schedules, prepayments, foreclosures, NOC generation and real-time portfolio health metrics.
Bucket-wise allocation, automated follow-ups, field agent apps, legal escalation workflows and recovery tracking.
Production-ready integrations for verification, payments and payouts — with documented contracts, sandbox environments and SLA guarantees.
Real-time KYC verification — Aadhaar OTP, PAN validation, bank account penny drop, GST verification, CIBIL and Experian bureau pull in a single unified API.
Instant loan disbursements via IMPS, NEFT, RTGS and UPI — with beneficiary validation, transaction status webhooks and reconciliation reports.
EMI collection via eNACH mandates, UPI AutoPay, payment links and QR — with real-time settlement, bounce handling and retry logic built in.
AI-powered extraction from bank statements, ITR, salary slips and property documents — structured JSON output with confidence scores and anomaly flags.
Alongside our consulting practice, we build and operate our own products — proving every pattern we recommend.
AI-powered spiritual wellness platform combining Astrology, Ayurveda, Numerology and expert consultations — subscription-first, built on Claude AI.
White-label LOS + LMS platform for NBFCs — configurable underwriting rules, multi-bureau integration and mobile borrower portal. Available Q3 2026.
Explainable AI credit decisioning engine — trained on Indian lending data, integrates with your existing LOS via REST API. Pilot program open.
We don't bolt on AI as a feature — we architect it into your lending stack where it reduces cost, improves decisions and stays RBI-compliant.
ML models that output decision reasons — auditable by regulators, understandable by your credit team.
Extract structured data from bank statements, ITR and salary slips using fine-tuned vision models.
LLM-powered agents for collections follow-up, customer onboarding and loan servicing queries — in Hindi, English and regional languages.
Real-time transaction monitoring and application fraud detection — catching patterns humans miss, at API speed.
Whether you're setting up an NBFC, scaling an existing lending product or integrating a specific API — we'll scope it honestly and build it right.
hello@rhythmconsultancy.in
+91 91876 95762
Bengaluru, Karnataka, India
Within 24 hours on business days